How will this product discover my untapped income?
Living Budget Pro creates and manages living budgets. Basically, a living budget is a method of displaying your finances in a contextual, editable format where you can easily see the potential of your earnings.
The process starts with you creating a living budget. To create a living budget you will need to assemble all of your income and debt/bill sources with amounts. Living Budget Pro provides two ways to create your living budget; (1) you can easily import a CSV (comma, separated values) file, which contains all your income and debt sources. Or (2) you can use Living Budget Pro's budget creation wizard which will ask questions and provides a means for you to enter in all the required information. Once complete Living Budget Pro creates up to a calendar year's worth of transactions based on your income and debt sources and builds a budget based on your pay-periods.
The Living Budget Pro workspace is now displaying your living budget. All income and bill payments are placed in their proper pay-periods, with totals and carry-overs. The end result is that you can now review December’s ending balance to reveal your untapped income (the money that normally flows through your pockets).
Now that I know my untapped financial potential, how can I apply that money to bills without going negative throughout the year?
Living Budget Pro incorporates our “Budget Squeeze” tool that will organize all your untapped monies into an easy to use form. Basically, the tool determines the available funds in each pay-period, which if used, will not cause succeeding pay-periods to go negative. The tool also provides a means for you to apply all or a portion of that available amount to one or many payees, and spread the amounts across the calendar year. The Budget Squeeze tool can be used to apply extra money to bills like credit cards, or the money can be applied to payees that represent goals. This powerful tool if sold separately would be worth the price of Living Budget Pro, but it is included free. Purchase Living Budget Pro now for only $59.99.
